Federal Retirement Planning for Federal Employees

Calculators

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Welcome to Select Civil Service Benefits

For over a decade, we've had the privilege of guiding federal employees and retirees through the complex world of federal retirement planning. At Select Civil Service Benefits, we specialize in helping you understand your federal benefits and make informed, confident decisions about your future.

Your service to this country deserves to be honored with a secure, well-planned retirement. Whether you're just starting to explore your benefits or nearing retirement, we're here to support you every step of the way.

Newsletters

HOT TOPIC: The Shutdown is Over: What Now?

The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Closed-End Funds May Offer Higher Income

Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.

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Key Tax Law Changes to Higher Education Coming Soon

The One Big Beautiful Bill Act includes many provisions that affect higher education.

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Beneficiary Designations: Who Gets the Money?

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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Calculators

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Savings Accumulation

Estimate the future value of your current savings.

More Calculators